The Suggested Equal Monthly Payment shown above (which excludes taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the 6 month promotional financing offer.
This estimated payment:
· Equals the Amount Financed divided by 6 rounded to the next highest whole dollar.
· Would pay off the Amount Financed within 6 months, but only if there are no other balances on your account at any time during the 6 month promotional period and you make your payments on time. Your total payments will equal the Amount Financed. If the Amount Financed is not paid in full within 6 months, interest will be charged to your account from the purchase date and your total payments will be greater than the Amount Financed.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the Amount Financed: No Interest if Paid in Full Within 6 Months On purchases of $150 or more with Living Spaces Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

The Suggested Equal Monthly Payment shown above (which excludes taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12 month promotional financing offer.
This estimated payment:
· Equals the Amount Financed divided by 12 rounded to the next highest whole dollar.
· Would pay off the Amount Financed within 12 months, but only if there are no other balances on your account at any time during the 12 month promotional period and you make your payments on time. Your total payments will equal the Amount Financed. If the Amount Financed is not paid in full within 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the Amount Financed.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the Amount Financed: No Interest if Paid in Full Within 12 Months On purchases of $150 or more with Living Spaces Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

The Suggested Equal Monthly Payment shown above (which excludes taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the 18 month promotional financing offer.
This estimated payment:
· Equals the Amount Financed divided by 18 rounded to the next highest whole dollar.
· Would pay off the Amount Financed within 18 months, but only if there are no other balances on your account at any time during the 18 month promotional period and you make your payments on time. Your total payments will equal the Amount Financed. If the Amount Financed is not paid in full within 18 months, interest will be charged to your account from the purchase date and your total payments will be greater than the Amount Financed.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the Amount Financed: No Interest if Paid in Full Within 18 Months On purchases of $150 or more with Living Spaces Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

The Suggested Equal Monthly Payment shown above (which excludes taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the 18 month promotional financing offer.
This estimated payment:
· Equals the Amount Financed divided by 18 rounded to the next highest whole dollar.
· Would pay off the Amount Financed within 18 months, but only if there are no other balances on your account at any time during the 18 month promotional period and you make your payments on time. Your total payments will equal the Amount Financed. If the Amount Financed is not paid in full within 18 months, interest will be charged to your account from the purchase date and your total payments will be greater than the Amount Financed.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the Amount Financed: No Interest if Paid in Full Within 18 Months On purchases of $150 or more with Living Spaces Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.